When children from families that have never used a bank account understand saving, they can plan ahead. When young people really understand their society, they can transform communities.
Through our programmes children and young people learn about the concepts of value, saving, spending, budgeting and planning. This allows them to set both personal and financial goals for the future. The concept of thinking ahead and planning is a life skill, and is key to individual development.
Children and young people learn that the power to change their situation and the world is within themselves. They can reach their goal by believing in themselves and they can make a choice to reach their dreams.
Our programmes are based on an effective combination of financial and social skills. Independent research has shown that our curricula are highly effective, significantly more than other programmes to influence financial savings attitudes and behaviour.